NodeWorth01
Enter a current balance.
Start with one account, your next payday and the bills you know about. Add other accounts when you need them.
Manual cash-flow planning
See your cash
through the week.
Start with your current balances, add upcoming bills and income, and check what’s left for everyday spending.
For everyday spending decisions- No bank connection
- Works offline
- Every change saved
How it works
Start with what you know.
02
Choose your level of detail.
A weekly grocery estimate can be enough. Keep individual bills on their due dates, and add categories or notes when they help.
03
Keep balances current.
After unrecorded spending, enter your current balance to update the forecast from today. Earlier saved days stay unchanged.
In the app
Check the days ahead.
See daily estimates from your balances and planned activity. Review upcoming payments and the changes you’ve saved.
Cash flow
Spot a tight week.
See income, spending and closing cash on each day, including days with no payments. Review warnings when a paying account may be short.
Plan history
Review earlier plans.
Completed changes save automatically. Compare saved versions or try an earlier plan again as a new branch starting today.
Screenshots use fictional data. Forecasts are estimates based on what you enter.
What if plans
Compare a spending decision.
Try an extra bill, a night out or a change in pay in a separate plan. Check the effect on upcoming cash before choosing whether to merge it into Main.
Alternatives stay separate until you choose to merge.
Keep your own backups.
Export complete JSON backups regularly and finish saving them somewhere safe. We don’t hold a recovery copy. Files you export or share, and backups managed by your device, are separate copies.
Ads and purchases use a connection.
Free includes AdMob banners; Apple handles Pro subscriptions. Your financial records are not supplied for ad targeting. These services may process device, advertising or purchase information for their functions.
The website has a separate role.
This site provides app information, support and policies. Firebase Hosting delivers its pages and Termly manages website consent. They may process request details and consent choices; the site cannot access your financial plan.
Common questions
Does NodeWorth use AI or connect to my bank?
No. Forecasts are calculated from the balances, dates and amounts you enter. NodeWorth does not fetch bank transactions, scan receipts or move money.
Do I need to enter every purchase?
No. Use estimates for regular spending and enter individual payments where the date matters. After unrecorded spending, update your balance. Select today’s payments already included in it so they are not counted twice.
Does it work without internet?
Your plan, forecasts and history work offline. Ads, Google privacy checks, subscriptions and restores, app updates and online policies may use the internet. Financial records are not sent to us or advertisers.
What happens when I try another plan?
An alternative stays separate from Main until you choose to merge it. Compare the changes first. You can also try an earlier plan again in a new branch starting today, preserving current recorded balances and closed days.
What does Pro include?
Pro removes ads and adds CSV forecast reports for spreadsheets. Planning, history, JSON backup/import, themes and app lock stay free. The app shows Apple’s price and billing period before you subscribe.
Does NodeWorth know whether I paid a bill?
Only if you record it. Scheduling a bill or updating a balance does not mark that bill as paid.
Get started
Start with today’s balance.
Manual planning for iPhone and iPad.